Forbes Advisor analyzed 226 business checking accounts at 79 financial institutions, including traditional brick-and-mortar banks, online banks and credit unions, to find the best business checking accounts for you. We then weighted these offerings based on a series of factors to determine the top business checking account available:
- Fees: 25%
- Limits: 15%
- Customer Experience: 15%
- Features and Integrations: 10%
- Minimums: 10%
- Digital Experience: 10%
- Access: 10%
- APY: 5%
Fees (25%)
A checking account should first do no harm, and that means charging little in fees. We took a broad view of potential penalties for your small business, taking into account monthly fees (as well as your ability to avoid them), excess transaction fees, overdraft fees, ATM fees and deposit fees.
Limits (15%)
We prefer accounts that make it easy for you to operate your business checking…
